Annual Monthly Budget Planner Google Sheets | Budget, Bills, & Savings Template, Expense Tracker | Weekly Digital Financial Planner Dark

Achieve financial independence with the ultimate productivity achieving the Annual Monthly Budget Spreadsheet Bundle!
Works with all international currencies!
**GOOGLE SHEETS ONLY – NOT COMPATIBLE WITH EXCEL**
The mission of SalaryTea is to promote low-tech financial literacy in the modern world. Our goal is to help you effectively budget and invest your finances to achieve financial freedom while maintaining your privacy and independence.

The Ultimate Annual Monthly Google Sheets Budget & Financial Planner Bundle
Includes:

12-Month Budget (supports zero-based & rollover budgeting)
Passive & Active Income Tracker
Annual Dashboard
Calendar for bill and debt payment tracking
Credit Dashboard
Debt Dashboard (featuring debt avalanche, snowball, and minimum payment methods)
Loan Amortization Schedule & Calculator
Net Worth Tracker
Savings Tracker
Integrated Pie Charts & Metrics for minimal tab switching
Available in Light Mode & Dark Mode. All color themes are included in your purchase.

Key Features:
12-Month Budget:
Track up to 185 transactions per month across 5 spending categories: expenses, bills, savings, investments, and debts. Set monthly budgeting and income goals, and monitor both active and passive income streams. This sheet supports zero-based and rollover budgeting. With integrated pie charts, compare spending categories across months without switching tabs.

Passive & Active Income Tracker:
Monitor up to 10 passive and 10 active income streams. Comprehensive metrics and graphics provide a clear overview of where your money is coming from, helping you achieve financial independence.

Annual Dashboard:
Gain insights into your yearly financial progress with over 12 graphs and metrics, including top spending categories, income tracking, and pie charts. All your monthly transactions and spending summaries are automatically updated for a seamless experience.

Annual Calendar:
Track monthly bills, debt payments, and other important dates. Start the calendar on either Monday or Sunday for flexibility. The calendar can be reused year after year.

Credit Dashboard:
Monitor your credit score, credit utilization, and track card balances. Warnings are issued when credit utilization exceeds recommended limits. Maximize your card bonuses and cashback rewards with organized credit tracking.

Debt Dashboard:
Plan your debt payments with 3 strategies: Debt Avalanche, Debt Snowball, and Minimum Payment. Visualize your debt payment schedules and reduce interest or eliminate smaller debts first.

Loan Amortization Schedule & Monthly Loan Amortization Calculator:
Calculate loan payments with a detailed Loan Amortization Schedule. See total interest, total payments, and payoff dates for loans and mortgages. The Monthly Loan Calculator helps you determine monthly payments to meet specific payoff goals.

Net Worth Tracker:
Track over 40 assets and 30 liabilities. Get a detailed monthly breakdown of your net worth, including percentage changes and total net worth growth.

Savings Tracker:
Track up to 20 savings goals throughout the year. Monitor your progress with easy-to-read dashboards and integrated metrics.

Integrated Pie Charts & Metrics:
Quickly compare monthly data and expense categories on the same tab with integrated pie charts. This feature minimizes the need to switch between tabs, improving your workflow efficiency.

This comprehensive Google Sheets Budget Planner is ideal for managing monthly budgets, tracking income, monitoring credit, and planning debt payments. Whether you’re working with weekly budgets, expense tracking, or aiming for financial independence, this tool provides the resources to stay on top of your finances.

**Please Read Refunds and Contact Policy**
Due to the digital nature of this product, refunds are not accepted. The only exception is if there is a code failure in the product. Please email me for any feedback. Customer satisfaction is our number one priority. Please contact me for any questions. Response time is less than 24 hours. I would be more than happy to help you!